It cannot be denied that times are less and less certain and everyone is looking for additional ways to earn money. Therefore, many people decide to either emigrate or start their own business. In this way, they are able to live with dignity and ensure a good level of living for their family.
In the case of business activity, it often happens that it is decided to set up a shipping company. Currently, it is one of the most frequently chosen activities, but it is not without reason. First of all, it gives a really big development potential, although the entry attempts are not the lowest, because each future carrier has to do some important things before it starts operating.
What is the carrier’s OCP ?
Many owners who set up transport companies focus primarily on what car they should choose, where to get employees and how they intend to get their first orders. These, of course, are extremely important issues, because they constitute the essence of the entire transport activity, but it cannot be denied that there are still a number of formalities that must be completed, as long as we care about the efficient and legal operation of the company.
One of them is the carrier’s OCP. For many people, this abbreviation may seem completely meaningless, so we already explain what exactly is going on. Well, the carrier’s OCP is nothing more than a special insurance policy for transport companies. It protects not only the interests of the transport client, but also the business owner, who does not have to pay high penalties out of his own pocket.
First of all, it provides protection in the event of non-performance or failure to observe the contract for the transport of goods. So if the transported cargo is damaged, theft or any other damage.
It is worth emphasizing at this point that for potential contractors, OCP insurance holders are also much more reliable, because in case of problems with transport, they know that they will recover money for damaged goods. There is nothing worse than losing a cargo worth even several hundred thousand zlotys.
Is OCP carrier expensive?
In fact, it is difficult to say exactly what the cost of this type of insurance will be, as it depends on many different factors. For this purpose, it will be best to contact a professional advisor who will carry out the necessary calculations, thanks to which you will be able to determine whether a given scope of insurance is suitable for you. Usually, the most will depend on how much OCP insurance is to be and how your company is doing on the market.
The insurer can usually very accurately verify whether you are a carrier in the so-called a risk group where something may actually happen to the goods, or a company that deserves higher trust. Here, the standards are definitely very restrictive, but anyway, OCP insurance in the case of running a transport company is worth buying.
Of course, it is necessary to check insurance exclusions, i.e. situations in which the insurer does not pay out the funds. It is worth analyzing them carefully, because unfortunately there are often situations where the owner of the company thinks that he has adequate protection, then it turns out that it was completely different. Therefore, make sure that you read the insurance contract beforehand, and do not sign it “quickly”.
It is also not worth following the principle that the insurance should be as cheap as possible, because in such cases, the contract also usually includes many exclusions. In the end, it may turn out that this cheap insurance protects us and contractors only on paper, and in the event of, for example, theft of goods, the insurer will be covered by the contract and exclusions.
What else to check before starting a transport company?
First of all, keep full documentation carefully. Unfortunately, in the transport industry, there are often situations when the owners of these companies try to bend the regulations a bit. And this does not take out OCP insurance, and they save on cars or technical inspections. In this way, it is true that you can save some money in the short run, but in the long run the company is not very reliable for contractors who will not want to entrust you with their goods.
Therefore, it is worth paying close attention to keeping records and protecting customers who choose to trust you. It definitely pays off in the long run and we are absolutely convinced that you will soon appreciate that your efforts are not wasted. More and more orders will start to appear, because companies will trust you, as long as you will, of course, fulfill all the contracts you sign.
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